I financial institution with a credit score union (SSFCU) and have secured credit score with them for a couple of yr. They’ve a portal via “Allstate” named Transunion that screens your credit score rating and exercise. It additionally says Calculated utilizing VantageScore 3.0 ” Supplied by way of NXG Methods, LLC, powered by Allstate Id Safety “
In occasion one, I had a credit score rating of 680 then I am going to a dealership they usually inform me my rating is definitely 640
In occasion two, I had a credit score rating of 650 and I utilized for an precise card via my credit score union they usually declined my app and informed me my rating is definitely 610.
Why am I getting 2 totally different scores and my finish is greater which one is true and the way can I obtain the true one after I test it ?? Thanks in your time
Now in response to SSFCU portal my rating is 660, Ive by no means missed a fee and my 2 playing cards are beneath 20% used and my automobile mortgage by no means missed a fee of the three months funds I made and my 2 >3k scholar loans do not want a fee til 2026.
