I used to be advised the heartland ecsi by way of my college wasn’t going to be until I consolidated the mortgage with nelnet. They’re talking greek to me so I do not even perceive what they meant however they mentioned to contact the dept of training to consolidate the mortgage so I did they usually could not even discover my loans and the rep mentioned, whoa that is bizarre we won’t discover your mortgage. My loans are lively although. How does one consolidate a mortgage that is not eligible into an eligible mortgage that would qualify for mortgage forgiveness?