I lately began work and was amped as much as begin a roth IRA with TD Ameritrade. I began out at 0 in 2022, and instantly put in $6k. Nevertheless, I acquired bonuses at work which pushed me into the “zero contributions” class. I ended up having losses, ended at ~$5.8k money.
I submitted a Removing of Extra kind and solely half (~2.9k) was eliminated.
I messaged TD Ameritrade and was advised that I chosen the “TD Ameritrade calculate earnings” possibility. The end result from the NIA equation was unfavourable, in order that they solely eliminated lower than the 6k principal that I had requested.
How would I’m going about eradicating the remaining quantity in my account since I can not contribute something in any respect for 2022? Ought to I submit one other Removing of Extra kind? If that’s the case, what ought to I test off or do the second time round?
Type in query for reference:
https://www.tdameritrade.com/retail-en_us/sources/pdf/TDA1401.pdf
Thanks all!