I just lately moved from the US to the UK and nonetheless have a bank card (Amex) with about $6k on it. I am solely making £25,000 in the mean time plus my spouse’s maternity go away and common credit score and all of our revenue is kind of spoken for over right here. Now we have zero plans to return to the US any time quickly if in any respect. Is there any down aspect to only abandoning the bank card and letting it go to collections? Or ought to I do some sort of chapter?