I (26F) stay with my mom, brother and one other member of the family. We’re experiencing energy surge points which would require an electrician ($2500). I not too long ago reached my first milestone of $1k emergency and I’m the one one that can cowl many of the cost.
My mom and I are the one salaried staff in the home. I can contribute all or partial of the next:
Emergency fund: $1k (that is 100% of account stability)
Bank card cost: $700 (that is an additional cost to carry down my $16k cc stability)
Joint financial savings account with mom: $500 (that is 100% of account stability)
What ought to I do? Ought to I take into account taking out of my 401k?
