So as we speak, I simply acquired a mail from Ziwcker debt collector saying that I owned Uncover Financial institution 6000$ in debt. The issue is I by no means used Uncover Financial institution, and I consider somebody opened the account below my identify since 2018. The particular person has used that card since 2018 and has stopped any funds since November 2022. Any recommendation on what ought to I do? Thanks for y’all recommendation.