Ought to I purchase this new automotive?

Hello Everybody,

I’m 20 with loads of financial savings, and a very good job I’ve been at for two+ years and just lately acquired a elevate to $30/hr which is insane for my age and I’m tremendous grateful for what I’ve achieved. I drive a 2011 Kia that retains giving me nothing however hassle, and I've had my window smashed in twice which is turning into a standard prevalence towards the car. I at the moment reside with my people and pay them $450/month in hire which is nice however I’m trying to exit alone quickly.

I went to a seller this weekend and located a model new VW Taos for an ideal deal beneath MSRP because of the seller closing, my OTD worth is simply $28,500 (MSRP is $33k). I used to be planning to place $10k down (an enormous chunk of which will likely be reimbursed after I promote my Kia), my cost will likely be at or beneath $350/month. I might like to take the recommendation to only purchase used, however I’m truthfully extremely bored with having an unreliable, un-warrantied car and this financial savings alternative appears too good to go up (I might be all in properly beneath KBB worth).

Wouldn’t it be a accountable buy?