The Greatest Western bank cards — beforehand issued by the First Nationwide Financial institution of Omaha, however closed to new candidates — are again with new advantages and a brand new issuer. The Greatest Western Rewards® Visa Signature® Card and Greatest Western Rewards® Premium Visa Signature® Card are actually issued by First Financial institution & Belief and managed by monetary know-how firm Mercury Monetary.
Every card provides rewards on Greatest Western stays and different purchases. Past that, you may additionally get journey and mobile phone protections, elite standing and sign-up bonuses. Nevertheless, the bonus provide quantity you possibly can qualify for could fluctuate. You may verify to see whether or not you’re preapproved for the playing cards with out affecting your credit score, and if that’s the case, you’ll see what bonus you’re eligible for.
Right here’s how the 2 playing cards evaluate:
Greatest Western Rewards® Visa Signature® Card
Greatest Western Rewards® Premium Visa Signature® Card
10,000 to 40,000 factors with qualifying spend.
20,000 to 80,000 factors with qualifying spend.
14 factors per $1 on Greatest Western stays and purchases: 10 factors as a Greatest Western Rewards member, 4 factors for utilizing the cardboard. (The Greatest Western Rewards program is free to affix.)
2 factors per $1 on all different purchases.
20 factors per $1 on Greatest Western stays and purchases: 10 factors as a Greatest Western Rewards member, 10 factors for utilizing the cardboard.
4 factors per $1 at fuel stations and grocery shops.
2 factors per $1 on all different purchases.
Automated Gold standing, which incorporates:
10% bonus factors per keep.
Unique reservation line.
Automated Platinum standing, which incorporates:
15% bonus factors per keep.
Unique reservation line.
Early check-in and late check-out.
Earn 10,000 bonus factors if you spend $5,000 in a yr.
Reimbursement for journey cancellations, interruptions and delays.
Earn as much as two free night time awards: one after your cardmember anniversary, and one other after your cardmember anniversary if you spend $10,000 that yr.
Reimbursement for journey cancellations, interruptions and delays.
NerdWallet values Greatest Western factors at about 0.6 cent every. You may redeem Greatest Western factors for lodge bookings, present playing cards, airline miles and extra. You need to redeem at the least 5,000 factors, and level values can fluctuate based mostly on how you utilize them.
What modified?
In brief, not a lot is completely different for the no-annual-fee model of the Greatest Western bank card, past a slight bump in rewards for staying with Greatest Western. But it surely’s a unique story for the costlier Greatest Western Rewards® Premium Visa Signature® Card, which did certainly get some notable and useful enhancements.
For one factor, that model of the cardboard now earns further rewards on fuel and groceries, which beforehand earned solely the cardboard’s base price of 2x again. Extra importantly, the premium model additionally now provides a free anniversary night time, in addition to the prospect to earn a second one — perks that may simply offset that card’s annual charge.
