After completely evaluating 26 insurance coverage corporations, NerdWallet’s editorial staff has put collectively a listing of the most effective automotive insurance coverage in Maryland. We base our star rankings on essential elements like protection and low cost choices, affordability, buyer satisfaction and an organization’s monetary energy.
These corporations provide the most effective automotive insurance coverage in Maryland:
NJM: Finest for having few buyer complaints.
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The very best automotive insurance coverage corporations in Maryland
Right here’s our listing of the most effective auto insurance coverage in Maryland for various classes, plus what makes them the most effective.
Vacationers
5.0
Vacationers provides a broad vary of protection choices and reductions that can assist you customise your automotive insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Vacationers
5.0
Vacationers provides a broad vary of protection choices and reductions that can assist you customise your automotive insurance coverage coverage.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it is the most effective
Vacationers earned the best total rating out of 26 eligible automotive insurance coverage corporations in Maryland. And as one of many largest insurers within the nation, Vacationers additionally provides a variety of reductions and protection varieties.
Our star rankings reward corporations for customer-first options and practices, so this class represents the most effective total selection for drivers who need a well-rounded insurance coverage firm.
Finest for buyer complaints
NJM
4.5
NJM boasts excessive buyer satisfaction and low complaints, and in addition provides a number of perks you will not discover many different locations.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Finest for buyer complaints
NJM
4.5
NJM boasts excessive buyer satisfaction and low complaints, and in addition provides a number of perks you will not discover many different locations.
Reductions
Nice set of reductions
Ease of use
Above common
NAIC complaints
Far fewer than anticipated
Why it’s the most effective
Out of the 26 insurance coverage corporations we in contrast, NJM had the fewest buyer complaints to state regulators relative to insurers of its dimension. It additionally ranked as the highest insurer for total buyer satisfaction in J.D. Energy’s 2024 U.S. auto claims satisfaction research[0], an enchancment from its third-place rating in 2023.
The corporate provides further advantages to eligible prospects. For those who select full protection, your coverage routinely consists of restricted pet protection (as much as $1,000 to deal with a pet injured in a coated accident), new automotive alternative insurance coverage and transportation reimbursement whereas your automotive is within the store after a coated accident.
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
State Farm
5.0
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different massive rivals.
Reductions
Common set of reductions
Ease of use
Above common
NAIC complaints
Fewer than anticipated
Why it’s the most effective
State Farm is the most effective automotive insurance coverage firm in Maryland for ease of use in response to our comparability of 26 automotive insurance coverage corporations. State Farm prospects can handle their coverage and submit claims on-line, and the cell app has wonderful consumer rankings for each iOS and Android units.
Because the nation’s largest auto insurance coverage firm, State Farm additionally provides an extended listing of protection varieties and insurance coverage insurance policies.
In search of the bottom auto insurance coverage charges in your state? Vacationers has the most affordable common full protection fee in Maryland. To search out different low-cost choices, take a look at NerdWallet’s listing of the least expensive automotive insurance coverage in Maryland.
Full listing of the most effective automotive insurance coverage corporations in Maryland
For those who’re in search of much more choices, NerdWallet analyzed 26 automotive insurers to search out which corporations provide the most effective automotive insurance coverage in Maryland. Listed below are the insurers that earned a NerdWallet star ranking of 4.5 or larger.
5.0
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
5.0
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
5.0
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
4.5
NerdWallet ranking
NerdWallet’s rankings are decided by our editorial staff. The scoring components incorporates reductions, web site transparency, monetary energy, grievance knowledge and extra.
*USAA is barely obtainable to navy, veterans and their households.
Methods to get the most effective automotive insurance coverage in Maryland
Nonetheless undecided which firm to go together with? Attempt the following tips:
Assess your wants. Consider your personal wants and preferences earlier than deciding on a automotive insurance coverage firm, since everybody’s wants are totally different. For instance, one particular person may prioritize an organization with sturdy customer support and a low-mileage low cost, whereas one other might prize affordability and a well-polished cell app.
Do your analysis. Whereas the businesses on this web page signify stable decisions, you might wish to discover different choices. Whichever insurer you go together with, be sure they’re financially steady, have few buyer complaints and provide the protection you want at a aggressive worth. You can too take a look at our full listing of auto insurance coverage evaluations.
Take into account small insurance coverage corporations. Small, regional insurers might present a greater worth and customer support than the large corporations you see marketed on TV. You might need to recruit the assistance of an area unbiased automotive insurance coverage agent to search out them.
Store round yearly. Make a observe of buying automotive insurance coverage quotes about yearly — particularly if worth is essential to you. Insurers alter automotive insurance coverage charges commonly, so an organization that gave you the most effective fee final yr may not be a cut price this yr. Remember to get quotes from at the least three insurers, and for essentially the most correct comparability, use the identical or comparable protection choices and deductibles whereas procuring round.
How we discovered the most effective automotive insurance coverage in Maryland
NerdWallet’s editorial staff thought of pricing, reductions, grievance knowledge from the Nationwide Affiliation of Insurance coverage Commissioners and extra to find out the most effective automotive insurance coverage corporations in Maryland. Our “ease of use” class consists of elements comparable to web site transparency and the way easy it’s to file a declare. As we proceed to guage extra insurance coverage suppliers and obtain contemporary market knowledge, our listing of finest automotive insurance coverage corporations is prone to change over time. In our listing of the most effective insurers within the state, we solely embody insurance coverage corporations which have achieved a minimal NerdWallet star ranking of 4.5.
