From bustling megacities to distant villages, digital finance is breaking down boundaries, giving tens of millions entry to banking, credit score, and funding alternatives for the primary time. Almost 96% of fintech firms are making monetary inclusion a precedence, proving that innovation is all in regards to the individuals, not the tech; the driving drive behind the fastest-growing Asia Pacific fintechs.
With AI-powered monetary instruments, seamless cross-border funds, and intuitive tremendous apps reshaping on a regular basis transactions, these fintechs within the Asia Pacific will not be simply altering how cash strikes. They’re reimagining what’s attainable.
Right here, we highlight the fastest-growing Asia Pacific fintechs main the cost in the way forward for finance in 2025. This record relies on the Monetary Occasions and Statista’s annual rating for 500 high-growth firms within the area.
Quickest-Rising Asia Pacific Fintechs in 2025
9 Quickest-Rising Singapore Fintechs
Singapore has 10 fintech firms labeled in wealthtech, lending, and extra.
Endowus
Absolute development charge: 1345.26%
Income (2023): $6.58 million
Endowus is an impartial, fee-only wealth and fund platform which makes it into the record of fastest-growing Asia Pacific fintechs. It acts as a fund funding platform and fiduciary advisor for people, household workplaces, charities, endowments, and establishments, and applies newest know-how to its asset administration options.
Aspire
Absolute development charge: 989.96%
Income (2023): $39.79 million
Aspire is a enterprise finance platform that simplifies worldwide funds, treasury, bills, payables, and receivables utilizing clever automation. Based mostly in Singapore, Aspire is supported by buyers like Sequoia, Lightspeed, Y-Combinator, Tencent, and PayPal.
Nium
Absolute development charge: 575.96%
Income (2023): $109.90 million
Co-headquartered in Singapore and San Francisco, Nium’s payout community claims to assist 100 currencies throughout 220+ markets, 100 of that are apparently in real-time and runs on its world fee infrastructure, together with versatile APIs.
EasyTransfer
Absolute development charge: 391.93%
Income (2023): $26.61 million
EasyTransfer capabilities as an training fee companies platform, which mentions on its platform partnerships with Tencent, UnionPay and Cashfree Funds, in addition to a world training fee service on WeChat. The fintech, which is on this record of fastest-growing Asia Pacific fintechs, additionally claims to supply clear, real-time financial institution market trade charges with no markup utilizing an clever anti-fraud approval platform.
Spark Methods
Absolute development charge: 310.42%
Income (2023): $5.37 million
Spark Methods goals to serve particular necessities of the assorted FX buying and selling subgroups, from native banks to hedge funds and retail merchants to company treasuries. Via a secure, quick and low-latency buying and selling platform, Spark Methods offers analytics to help customers in capitalising on their liquidity and buying and selling necessities.
UnaFinancial
Absolute development charge: 292.31%
Income (2023): $192.21 million
UnaFinancial is devoted to providing simple and dependable entry to finance by leveraging know-how to fulfill clients’ actual wants. Utilizing AI, machine studying, and data-driven processes, UnaFinancial goals to ship complete danger administration for its clients.
Funding Societies
Absolute development charge: 198.95%
Income (2023): $48.70 million
Funding Societies Singapore is a part of Funding Societies, which claims to be Southeast Asia’s largest SME digital financing and debt funding platform. It focuses on offering short-term financing for SMEs, funded by each particular person and institutional buyers.
Since its launch in 2015, the platform has aimed to bridge the SME financing hole within the area whereas providing people and establishments a short-term fixed-income funding choice.
iCare
Absolute development charge: 173.74%
Income (2023): $6.80 million
iCare, headquartered in Singapore, is an worker advantages platform supporting low-income girls manufacturing unit staff in Cambodia and Laos. It offers entry to family merchandise by means of retail, short-term instalment plans, and monetary leases with versatile, interest-free reimbursement choices i.e. BNPLs.
iCare has the backing of varied buyers equivalent to Rising Markets Funding Advisors, Clermont Group, Collyer Capital, and PLALGO Sas, iCare Group operates by means of subsidiaries together with iCare Advantages (Cambodia and Laos), iCare Leasing PLC, and Shop25 Co., Ltd.
Synergy Monetary Advisers
Absolute development charge: 86.83%
Income (2023): $6.19 million
Synergy Monetary Advisers is a one-stop answer supplier for monetary planning companies and strives to develop into the main monetary advisory agency in Asia, by means of harnessing know-how and innovation. Its Autobot AI makes use of GPT-4 and claims to offer extra correct and helpful responses, whereas My Monetary Compass intends to offer an in-depth evaluation on a person’s monetary well-being.
13 Quickest-Rising Indian Fintechs
Except for having a powerful 13 fintechs make it into the record of prime Asia Pacific fintechs, India additionally holds the primary rank for the record by way of peer-to-peer lender Lendbox.
Lendbox
Absolute development charge: 25703.14%
Income (2023): $51.13 million
Lendbox’s mission is to make lending extra accessible by fractionalising it into smaller quantities and eradicating the necessity for third-party intermediaries. Established in 2015, Lendbox is a platform designed with lenders in thoughts, devoted to delivering secure, high-quality, and constant returns.
AssetPlus
Absolute development charge: 1639.60%
Income (2023): $1.70 million
AssetPlus affords licensed professionals goal-oriented planning, paperless investments, and on-line monitoring to information shoppers from monetary planning to realising their monetary objectives. It claims to run on a tech platform for mutual fund distribution, with an instantaneous on-line registration course of.
Svamaan Monetary Companies
Absolute development charge: 1065.07%
Income (2023): $20.56 million
Svamaan Monetary Companies helps financially excluded households and enterprises by means of sustainable strategies. Utilizing a mobility-led strategy by way of the Svamaan App, it streamlines mortgage origination, administration, and collections. Svamaan streamlines important duties to realize seamless, zero-touch credit score assessments, enabling a completely automated expertise for its clients by means of digitalisation.
LenDenClub
Absolute development charge: 436.46%
Income (2023): $21.47 million
LenDenClub is a Peer-to-Peer lending platform that launched in India in 2015. One of many fastest-growing Asia Pacific fintechs for 2025, it helps lenders broaden their portfolios past conventional funding choices.
LenDenClub connects lenders with debtors, providing danger evaluation, default likelihood insights, settlement facilitation, and escrow transaction assist by way of its AI and machine studying fashions.
Samrat Investments
Absolute development charge: 395.19%
Income (2023): $1073.10 million
Samrat Investments, often known as Samrat Monetary Banking, affords what it says is the world’s first customisable private financial savings platform. It helps buyers attain their monetary objectives by means of tailor-made funding funds and complete cash administration, powered by AI.
Vayana
Absolute development charge: 362.27%
Income (2023): $18.37 million
Vayana claims to be India’s largest commerce financing community, targeted on accelerating provide chain development by offering inexpensive and accessible commerce credit score. Vayana, impressed by the Sanskrit phrase for ‘weaving,’ brings collectively patrons, sellers, banks, and monetary establishments to make commerce credit score simply accessible throughout the availability chain, together with its personal Compliance API.
Capri International Capital
Absolute development charge: 214.21%
Income (2023): $280.01 million
Capri International Capital, often known as Capri Loans, is a non-banking monetary firm that gives an inclusive credit score system. Its aim is to make financial mobility a actuality for everybody by fostering social affect with breakthrough know-how. Capri Loans leverages superior know-how in its processes and has not too long ago built-in enterprise analytics too.
Kinara Capital
Absolute development charge: 206.36%
Income (2023): $87.53 million
Kinara Capital, based in 2011 by Hardika Shah, empowers small companies in India by offering collateral-free loans to MSMEs. Utilizing AI and machine studying, Kinara streamlines credit score choices, enabling quick and honest lending with many loans accredited inside 24 hours.
Cashfree Funds
Absolute development charge: 180.40%
Income (2023): $77.66 million
Cashfree Funds is a key participant in India’s funds trade and claims to have processed $80 billion yearly for over 800,000 companies since 2015. It affords a full-stack funds platform with options like 100+ fee strategies, instantaneous payouts, cross-border transactions, one-click checkouts, and instruments for cart restoration and return prediction.
Aye Finance
Absolute development charge: 135.01%
Income (2023): $129.75 million
Aye Finance, primarily based in Gurgaon, is a monetary firm providing digital lending to small and micro enterprises throughout India. Since 2014, it has grown considerably on this underserved section by means of know-how and strong processes.
Blacksoil
Absolute development charge: 118.08%
Income (2023): $19.16 million
Blacksoil affords various debt options to rising companies which might be typically neglected by conventional banks and monetary establishments by means of its provide chain fintech platform. These loans assist high-performing firms speed up market penetration, drive development, and scale back their reliance on fairness to fulfill working capital wants.
FundsIndia
Absolute development charge: 114.63%
Income (2023): $10.65 million
FundsIndia affords a dependable funding platform with complete steering to assist Indians make investments, which claims to have a 10-minute setup course of. With clients in over 2,000 cities throughout India, it offers entry to insurance coverage, mutual funds, fastened deposits, shares, and extra.
Aditya Birla Capital
Absolute development charge: 90.93%
Income (2023): $4727.64 million
Aditya Birla Capital Restricted is part of the Aditya Birla Group. The corporate, which is among the fastest-growing Asia fintechs, offers monetary companies for people, companies, and firms, together with loans, investments, insurance coverage, and fee options.
2 Quickest-Rising Indonesian Fintechs
Two Indonesian fintechs make it into the record, providing assist to develop its. provide chain ecosystem and shariah peer-to-peer funding respectively.
AwanTunai
Absolute development charge: 4339.53%
Income (2023): $43.20 million
PT Simplefi Teknologi Indonesia, higher often called AwanTunai, was based in 2017 in Indonesia. The corporate is backed by Windy Hill Pte. Ltd. and Rama Notowidigdo. AwanTunai focuses on creating the availability chain ecosystem for the FMCG-Grocery trade by means of IT-based co-funding companies.
It’s registered with and supervised by the Monetary Companies Authority (OJK) and is an lively member of the Indonesian Joint Funding Fintech Affiliation (AFPI).
ALAMI Sharia
Absolute development charge: 283.16%
Income (2023): $1.20 million
ALAMI Sharia, often known as ALAMI, started its journey in April 2019 when it was registered by the Indonesian Monetary Authority (OJK) as a sharia peer-to-peer funding platform. It formally obtained its OJK license in Might 2020. Guided by a Barakah-oriented tradition and work ethos, ALAMI focuses on selling the sharia way of life and values by means of its vary of economic know-how options.
The Quickest-Rising Fintech within the Philippines
First Circle from the Philippines proudly earns its spot on this record.
First Circle
Absolute development charge: 67.90%
Income (2023): $5.95 million
First Circle, based in 2016, is a fintech firm led by a administration crew with expertise at Morgan Stanley and Bridgewater Associates. With workplaces in Manila, London, and Hong Kong, it offers SME financing whereas creating good banking options for companies.
3 Quickest-Rising South Korea Fintechs
South Korea’s following 5 firms make it to the record: HabitFactory, Aijinet Inc., and THECHEAT.
HabitFactory
Absolute development charge: 7655.22%
Income (2023): $9.94 million
HabitFactory simplifies monetary companies by analysing consumer information utilizing AI and providing personalised insurance coverage insights primarily based on the outcomes.
Aijinet Inc.
Absolute development charge: 460.63%
Income (2023): $9.96 million
Aijinet Inc. specialises in insurance coverage brokerage companies, providing options equivalent to insurance coverage information sharing and associated assist. The corporate which falls beneath the record of fastest-growing Asia fintechs conducts its operations primarily in South Korea and connects clients with insurance coverage planners by means of its insurance coverage evaluation system.
THECHEAT
Absolute development charge: 127.41%
Income (2023): $1.27 million
THECHEAT makes it to the record of fastest-growing Asia fintechs, and has been offering monetary fraud prevention companies since 2012.
Quickest-Rising Hong Kong Fintech
Bowtie is the only real insurtech to make it into the record from Hong Kong. In accordance with its web site, Bowtie apparently has hit over $90 billion in its whole quantity of insurance coverage lined.
Bowtie
Absolute development charge: 897.44%
Income (2023): $24.43 million
Bowtie is a licensed life insurance coverage firm and digital insurer primarily based in Hong Kong. It offers medical insurance coverage beneath the Voluntary Well being Insurance coverage Scheme (VHIS) in addition to different insurance coverage merchandise.
The corporate is backed by Mitsui & Co., Ltd, Solar Life Hong Kong Restricted, and different worldwide buyers, and claims to be Hong Kong’s first digital insurer.
Quickest-Rising Taiwan Fintech
Taiwanese fintech firm Syncace Expertise, specialising in lending options, secured a spot on the record with an absolute development charge of 221.04%.
Syncace Expertise
Absolute development charge: 221.04%
Income (2023): $3.40 million
One of many fastest-growing Asia Pacific fintechs, Syncace Expertise, often known as Alpha Intelligence, leverages AI and information science to redefine lending. The corporate goals to ship smarter, quicker, and extra dependable mortgage options.
FAQs on Quickest-Rising Asia Pacific Fintechs in 2025
Why is China not on this record of prime Asia Pacific fintechs?
In accordance with the Monetary Occasions, China just isn’t within the record of fastest-growing Asia Pacific fintechs resulting from difficulties in verifying information.
What are the factors for inclusion within the Quickest-Rising Asia Pacific Fintechs record?
To be included within the Excessive-Development Corporations Asia-Pacific record, an organization should meet a number of particular standards. First, it should have generated a minimal income of $100,000 in 2020 and a minimum of $1 million in 2023.
Moreover, the corporate should be impartial, that means it can’t be a subsidiary or department workplace of any sort. The corporate’s headquarters should even be situated in one in all 13 territories throughout the Asia-Pacific area: Australia, Hong Kong, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, or Vietnam.
Lastly, the income development achieved between 2020 and 2023 should have been primarily natural, indicating that it was internally stimulated somewhat than pushed by exterior elements equivalent to acquisitions.
Which is the highest fastest-growing fintech on the record?
The highest fastest-growing fintech is that this record is Lendbox (which can be the #1 fastest-growing firm general), an Indian peer-to-peer lending platform, which achieved a powerful annual development charge of 536%. Its income grew to $51 million in 2023, in response to the Monetary Occasions.
Supply of picture: Edited from Freepik
